Ventures
Two thingsI'm building.
Two ventures, one thesis: that the systems through which capital, knowledge, and opportunity move can be redesigned to work for the people and markets they have historically excluded.
AfriScore
Credit intelligence infrastructure for lenders in emerging markets.
AfriScore is a credit decisioning layer that turns mobile money, airtime, and utility data into explainable, compliant credit scores for financial institutions operating where conventional credit histories are thin or absent.
The company addresses a structural problem: hundreds of millions of adults across Sub-Saharan Africa are credit-invisible — economically active, digitally traceable, but excluded from formal credit because they have never appeared in a bureau file. AfriScore uses alternative data to make them legible to lenders, responsibly and at scale.
The technology combines quantitative risk modelling with a regulatory-first architecture built for the BEAC, CBN, and OHADA jurisdictions that govern African credit markets. Explainability and compliance are treated as first-class product requirements, not afterthoughts.
700+
Approved in the 2025 Kenya pilot
60
Days from pilot launch to first approvals
B2B
SaaS credit decisioning for lenders
Linktion Futures
A youth development ecosystem building sovereign human capital in Cameroon.
Linktion Futures is a multi-tiered youth development initiative that builds a pipeline from foundational literacy and digital skills through elite academic preparation to early-stage venture creation.
The premise is simple: Cameroon does not lack ambitious young people. It lacks institutional infrastructure — the schools, mentors, networks, and pathways — through which that ambition can compound. Linktion is designed to supply that infrastructure across the full arc of a young person's development.
The organisation operates at three levels: foundational literacy and digital skills for the widest cohort, structured academic preparation for those targeting elite institutions, and venture creation support for those who want to build.
3
Programme tiers across the development arc
CM
Focus country — Cameroon
2026
Founded
Contact
Let's talk.
Partnership, investment, or collaboration enquiries on either venture. I usually reply within 48 hours.
contact@charlesmfouapon.com