Publications
Research, preprints & briefs.
Preprints, simulation studies, and policy briefs on credit risk, financial regulation, and capital markets in emerging economies.
Time to Realignment
What predicts how long a fixed exchange-rate peg survives?
Read the abstractStochastic Default Modeling for Thin-File Borrowers
Can alternative data meaningfully improve default prediction for borrowers with no credit file?
Read the abstractFixed Income in CEMAC vs UEMOA
Why is CEMAC's bond market nearly eight times smaller than UEMOA's?
Read the abstractFurnisher, not Excluded
Why are mobile money operators absent from CEMAC's credit bureau, and what would close the gap?
Read the abstractThe 2026 State of Alternative Credit Scoring in Sub-Saharan Africa
Where does alternative credit scoring in Sub-Saharan Africa stand in 2026, and what should regulators, fintechs and DFIs do next?
Read the abstractLiquidity as Control
Has market liquidity become a form of control over managers?
Read the abstractAlternative Data and Credit Risk in African Economies
How should alternative data be used and governed in African credit scoring?
Read the abstract
Correspondence
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contact@charlesmfouapon.com