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Charles Mfouapon is an award-winning financial systems engineer, founder of AfriScore, and author of The Architecture of African Financial Infrastructure.

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Charles Mfouapon is an award-winning Cameroonian financial systems engineer and the founder of AfriScore, a credit intelligence company building alternative-data infrastructure for lenders in emerging African markets. He holds an MSc in Law and Finance from the University of Oxford, a First Class LLB from UCAC, and a First Class BSc in Mathematics and Economics from the University of London. He is the author of The Architecture of African Financial Infrastructure, and was named one of Cameroon’s 35 Under 35 in Technology & Innovation in 2026.

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Charles Mfouapon is an award-winning Cameroonian financial systems engineer, founder, and researcher working at the intersection of quantitative finance, technology, law, and institutional development in emerging markets. He is the founder & CEO of AfriScore, a credit intelligence company that turns alternative data into explainable credit decisions for lenders operating where conventional financial histories are thin or absent. He is also the founder of Linktion Futures, a youth development initiative in Cameroon. He also designed and delivered GEDA, a document management system now used by the CEMAC Representations in Cameroon and Gabon. His research — on alternative-data credit scoring, financial regulation, and capital-market development in CEMAC and Sub-Saharan Africa — has appeared on SSRN and in policy briefs, and he is the author of The Architecture of African Financial Infrastructure. Charles holds an MSc in Law and Finance from the University of Oxford (Distinction, Mastercard Foundation AfOx Scholar), a First Class LLB from the Catholic University of Central Africa, and a First Class BSc in Mathematics and Economics from the University of London. He was named one of Cameroon’s 35 Under 35 in Technology & Innovation in 2026 and a Top100 Africa Future Leader in the Class of 2026. He is bilingual in English and French.